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The ‘Bank of Mum and Dad’ one of the UK’s biggest lenders

Posted by on Jul 14, 2017 in Blog | Comments Off

The ‘Bank of Mum and Dad’ one of the UK’s biggest lenders

Industry experts are expecting the number of parents providing their children with home deposits to rise again in 2017.  A joint study predicts that in the UK, nearly 300,000 mortgages will be made possible due to the generous help of the ‘Bank of Mum and Dad’, making it the UK’s ninth biggest lender! According to a study by Legal & General and economics consultancy Cebr, parents will advance £6.5 billion this year to help their children buy a home.  This is significantly more than the £5 billion in 2016, when approximately one third of...

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Small Deposit Mortgages Increasing

Posted by on Jul 7, 2017 in Blog | Comments Off

Small Deposit Mortgages Increasing

Wherever you are in the UK, whatever age you are, the main obstacle for first time buyers has always been the size of deposit needed to buy a property.  The good news for sellers and first time buyers alike is that in 2017, the number of people purchasing properties with small deposits has been increasing. According to research from residential chartered surveyors’ firm, e.surv, buyers with a small deposit accounted for over a fifth of the mortgage market in March this year.  The proportion of buyers with small deposits has risen steadily...

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What is the ‘Help to Save’ scheme?

Posted by on May 28, 2017 in Blog | Comments Off

What is the ‘Help to Save’ scheme?

In January 2016 the UK Government announced the ‘Help to Save’ scheme. The new initiative, which is aimed at those on low income, has been created to reward those who save sensibly with bonuses of up to 50%. It is hoped that this will encourage people to save for a “rainy day fund”. This is also great news for first-time buyers as the scheme could help you get a deposit together quicker or perhaps give you more of a deposit available when you go to apply for your mortgage. If you’re looking to take advantage of this Government scheme then...

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How to prepare your home for photography

Posted by on May 14, 2017 in Blog | Comments Off

How to prepare your home for photography

They say a picture is worth a thousand words and when you are preparing to sell your house this saying certainly rings true. The pictures on your listing are the first thing that people will swipe through, so the first impression that they create is really important to ensure you get viewings and ultimately sell your home. But how do you prepare your home for photography that will maximise its appeal and make potential buyers want to see more? To help you out we’ve created a list of the top tips to prepare each room in your home for...

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Record numbers of Landlords paying cash for buy-to-let properties

Posted by on Apr 10, 2017 in Blog | Comments Off

Record numbers of Landlords paying cash for buy-to-let properties

The number of landlords buying properties without a mortgage increased to 61% in January this year, which is the highest level since records began in 2007. The all-cash deals have been increasing steadily from 41% in 2007 to the 61% high we’re seeing now and have been become even more popular ever since the 3% stamp duty surcharge was introduced last April. This is due to the large amount of equity that landlords of investment property have built up due to the rising house prices which they are choosing to re-invest directly in property. It’s...

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Which Local Amenities are most important to buyers?

Posted by on Mar 30, 2017 in Blog | Comments Off

Which Local Amenities are most important to buyers?

Local amenities in your area can be an important part of any potential buyer’s decision on whether to purchase your home, so it’s a good idea to ensure that you know what’s located around your property and understand the key amenities that you should let viewers know about. To give you some insight, let’s take a look at a survey that property market place TheHouseShop.com recently conducted. They surveyed 2,088 people on this topic and asked respondents “When looking for a new home, which, if any, of the following would you need to be within...

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Top tips for moving with kids

Posted by on Mar 7, 2017 in Blog | Comments Off

Top tips for moving with kids

They say moving home is one of the most stressful times of your life and if you are moving with children then there will be an added level of complexity. From arranging the move to feeling settled in your new home here are a few tips to make your move stress free. Get your Children involved in planning for the move Children will feel much more comfortable if they understand when and why they are moving. Talk to them about the move and let them know what to expect. Find ways to get them involved this could be anything from helping to pack up...

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What to ask when viewing a property

Posted by on Feb 28, 2017 in Blog | Comments Off

When you’re buying a new home, especially if it’s your first, it’s really easy to get caught up in the excitement of imagining yourself living there and how you’d position your sofa, but when you’re investing a large amount of money it’s important to be sure you’re purchasing something that meets all of your criteria and won’t come with any unwelcome surprises, such as renovation costs, further down the line. To help, we’ve highlighted the key areas that you should be asking questions about. This list isn’t exhaustive and there might be other...

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What could happen to house prices in 2017?

Posted by on Feb 7, 2017 in Blog | Comments Off

What could happen to house prices in 2017?

Not everyone was a fan of 2016. It wasn’t a good year for a lot of people. So is 2017 set to be any better? Well, when it comes to house prices, the jury is still out! The Royal Institute of Chartered Surveyors (RICS), who projected a massive 6% rise in house prices last year, has predicted a more modest rise of 3% in 2017. Nationwide has stayed similarly cautious, predicting a rise of 2%. Nationwide’s Chief Economist, Robert Gardner, has added a caveat that the prices will be heavily dependent on how the rest of the economy fares and the...

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Top 10 property searches in 2016

Posted by on Jan 26, 2017 in Blog | Comments Off

Top 10 property searches in 2016

Did you know that 45 million people visit Zoopla every year? Which is one of the reasons why we list all of our properties on their site! It also gives us access to some of the amazing industry data that a site with so many users can provide. One interesting little set of statistics showed us what the top keyword searches were on the site last year – in other words, what are the top features buyers looked for last year across the whole of the UK? Take a look: 1. Garden 2. Garage 3. Detached 4. Parking 5. Bungalow 6. Furnished 7. Annexe 8....

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