Mortgages more affordable, and more people buying

Three news stories in the last couple of weeks have painted a very favourable picture for the UK housing market.  Research has shown that: mortgage affordability is at its highest since 2007; more people are moving than in the last 10 years; and buying is overtaking renting in popularity.  But why the big improvements and who is it good news for? Mortgage Affordability Mortgage affordability has soared since 2007, with loan repayments now taking up less than a third of homeowners’ disposable incomes.  Just 29% of a typical person’s take-home pay was spent on mortgage repayments in the fourth quarter of 2017, while it was closer to 48% ten years ago.  The improvement has mostly been driven by the significantly lower mortgage rates we are still seeing. Andy Bickers, mortgage direct at Halifax, said: “This is a real boost for both those who already have a mortgage and those preparing to take their first step on the property ladder.” Buying vs Renting Recent research by AA Mortgages suggests that buying a home is set to be more popular than renting in 2018.   The study found that almost a quarter (24%) of those surveyed in the UK are planning a move in the next two years, with a greater number of people planning to buy (46%) rather than rent (42%) their next property.  In fact, nearly a quarter of those...

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Braidley Crescent, Whitehills, East Kilbride, G75 8FA

This immaculate, three-bedroom end terrace villa is a credit to the current owners. It comprises on the ground level of the welcoming hallway, bright dual-aspect lounge/dining room with UPVC French doors leading to the rear garden, cloaks WC and modern well equipped breakfasting kitchen. The breakfasting kitchen includes integrated double electric oven, ceramic hob and has space for all freestanding appliances. The upper level comprises of three well-proportioned bedrooms, the modern family bathroom and allows access to the loft from the upper landing. The property further benefits from having gas central heating, UPVC double-glazing throughout and is set within easily maintained gardens to the front and rear. The front garden is laid to lawn and has the multiple-car driveway. The rear garden has timber deck area, loose chips and is laid to lawn with gate access to the rear. Features Multiple-car driveway Downstairs WC Breakfasting kitchen Stylish bathroom End-terrace Gas central heating UPVC double glazing throughout Location The property lies within the popular Whitehills area convenient for primary and secondary schools and allowing access to East Kilbride’s Town Centre where extensive high street shopping is available. There are regular bus and rail services connecting to Glasgow and other destinations throughout West and Central Scotland and an impressive range of entertainment and sporting facilities are located in the town. East Kilbride also boasts first class access to Central Scotland’s motorway...

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Tweed Street, Gardenhall, East Kilbride, G75 8PH

Located in a much sought-after pocket, is this four-bedroom family home which has been maintained to a very high standard throughout. It comprises on the ground level of a welcoming entrance hallway, cloaks WC, stylish lounge, modern and very well-equipped dining kitchen to include integrated electric oven and induction hob, conservatory with French doors to the rear garden and log burning stove and a double-bedroom with en-suite shower room. The upper level comprises of three further bedrooms, modern family bathroom which is fully tiled to the walls and floor and allows access to the loft from the upper landing. The property further benefits from gas central heating, UPVC double-glazing throughout and is set within easily maintained gardens to both the front and rear. The private rear garden has a slab patio, loose chip area, has two sheds and wood store. The front garden has slate chips and a three-car driveway. Features Cloaks WC Driveway En-suite shower room Conservatory Catchment for highly regarded schools Convenient for Hairmyres Train Station UPVC double glazing Gas central heating Defra approved log burning stove Location The property lies within Gardenhall allowing access to Hairmyres Train Station and East Kilbride’s Town Centre where extensive high street shopping is available. There are regular bus and rail services connecting to Glasgow and other destinations throughout West and Central Scotland and an impressive range of entertainment and sporting...

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Glen Carron, St Leonards, East Kilbride, G74 2AJ

This IMMACULATE modern end terraced villa with garage   would be ideal for a young family. It comprises on the ground level of a welcoming entrance hallway, spacious lounge and modern fitted kitchen. The well-equipped kitchen has a full range of white high gloss base and wall units, ceramic sink and has space for all freestanding appliances. The upper level comprises of three well-proportioned bedrooms, all with ample storage. The family bathroom has a white three-piece suite, electric shower and is fully tiled. The property is set within low maintenance gardens to both front and rear and benefits from having gas central heating, UPVC triple -glazing and garage to rear. Features Gas central heating UPVC triple- glazing Garage to rear Low maintenance gardens Catchment for St Andrews St Bride and Calderglen Secondary Schools Catchment for St Hilary’s Primary and Blacklaw Primary School Location The property lies within the popular St Leonards area of the town. It is conveniently located for Mount Cameron and St Hilary’s Primary Schools and Calderglen and St Andrew’s and St Bride’s High Schools.  East Kilbride has an impressive range of high street shopping, entertainment, and sporting facilities all of which are easily accessible from the St Leonards area. The town also offers bus and rail services connecting to Glasgow City Centre and other destinations throughout west and central Scotland, as well as access to Central Scotland’s...

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MacLean Place, Stewartfield, East Kilbride, G74 4TQ

This semi-detached villa in a highly desirable pocket, comprises of bright lounge, dining kitchen, two well-proportioned bedrooms with storage and modern bathroom. The property further benefits from having gas central heating, UPVC double-glazing throughout, a monobloc driveway and is set within easily maintained gardens to both front and rear. Features Private residential area Highly desirable pocket Monobloc driveway Dining kitchen Gas central heating UPVC double glazing Convenient for Village, Train station and town centre Location The property lies within Stewartfield allowing access to East Kilbride train station, Village and Town Centre where extensive high street shopping is available. There are regular, bus and rail services connecting to Glasgow and other destinations throughout West and Central Scotland and an impressive range of entertainment and sporting facilities are located in the town. East Kilbride also boasts first class access to Central Scotland’s motorway networks, making the area popular with commuters. Measurements Lounge                         15’4” x 9’6” Dining/Kitchen          12’9” x 7’4” Bedroom 1                   10’8” x 7’7” Bedroom 2                   9’ x 9’6” Bathroom                     6’1” x...

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Westerdale, Stewartfield, East Kilbride, G74 4JF

This well-maintained detached villa, comprises of spacious lounge, well-equipped kitchen, dining room and family room/ 5th bedroom on the ground floor. The upper floor comprises of four bedrooms, master en-suite shower room and family bathroom. The property further benefits from a multi-car driveway. The rear South facing garden is laid to lawn, has a slabbed patio area, two sheds both equipped with electricity, one has phone line and internet access.  It further benefits from having gas central heating and UPVC double glazing throughout. Features Child friendly cul-de-sac UPVC double glazing Gas central heating 4 bedrooms 3 public rooms South facing Multiple car driveway Location The property lies within Stewartfield convenient for East Kilbride Train Station, Village and Town Centre where extensive high street shopping is available. There are regular bus and rail services connecting to Glasgow and other destinations throughout West and Central Scotland and an impressive range of entertainment and sporting facilities are located in the town. East Kilbride also boasts first class access to Central Scotland’s motorway networks, making the area popular with commuters. Measurements Lounge                         12’6” x 14’6” Dining Room                11’1” x 8’1” Kitchen                        9’7” x 9’1” Family/ Bedroom 5         12’5” x 8’11” Bedroom 1                   11’2” x 9’ En-suite                        4’9” x 6’2” Bedroom 2                   10’ x 9’ Bedroom 3                   16’ x 5’6” Bedroom 4                   12’5” x 5’11” Bathroom                     6’3” x...

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Telford Road, Murray, East Kilbride, G75 0DL

Situated within a popular pocket very close to East Kilbride Town Centre, Train Station and Village, is this immaculate second floor flat with sun balcony. It comprises of welcoming hallway with ample storage, dual aspect lounge/dining room leading to sun balcony, stylish well-equipped kitchen, two double bedrooms, both with storage and modern shower room. The property further benefits from having gas central heating, UPVC double glazing, security entry and external storage cupboard Features UPVC double glazing throughout Gas central heating Security entry Balcony Close to town centre, village and train station Location The property is very close to East Kilbride’s Town Centre, where extensive high street shopping is available. There are regular bus and rail services, connecting to Glasgow and other destinations throughout West and Central Scotland and an impressive range of entertainment and sporting facilities are located in the town. East Kilbride also boasts first class access to Central Scotland’s motorway networks, making the area popular with commuters. Measurements Lounge/ Dining         10’10” x 21’1” Kitchen                        8’8” x 9’10” Bedroom 1                  10’11” x 11’4” Bedroom 2                  10’10” x 11’4” Shower Room             5’9” x...

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Kelso Drive, East Mains, East Kilbride, G74 4DA

This two-bedroom, mid-terraced villa is within a popular pocket and although in need of modernisation, would make an ideal family home. It comprises on the ground level of the hallway, spacious lounge/dining room and kitchen overlooking and leading to the rear garden. The upper level comprises of two double bedrooms and shower room. The property benefits from having gas central heating, double glazing and is set within easily maintained gardens to both the front and rear. Features Convenient for Train station, Village and Town Centre Catchment for highly regarded schools Gas central heating Double glazing Enclosed rear garden In need of modernisation Location The property lies within East Mains allowing access to East Kilbride’s Town Centre where extensive high street shopping is available. There are regular bus and rail services connecting to Glasgow and other destinations throughout West and Central Scotland and an impressive range of entertainment and sporting facilities are located in the town. East Kilbride also boasts first class access to Central Scotland’s motorway networks, making the area popular with commuters. Measurements Lounge/Dining             22’9” x 13’3” narrowing to 8’6” Kitchen                        11’3” x 7’11” Bedroom 1                   13’5” x 10’11” Bedroom 2                   11’1” x 10’2” Shower room               6’4” x...

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